Ballarat Car Loans

If you're looking for a new or used car in Ballarat you'll want the best car finance rates available. At we source the best car loan rates to suit your purchase.


Do you finance new and used cars?

Absolutely! We can provide financing for both new and used vehicles, helping you with all the necessary details to finalise the loan. If you're purchasing from a local Ballarat car dealership we can organise the finance as well as how the deal comes together. We can also help to organise a car loan for private sales and facilitate that process so all parties are taken care of.

Check out our handy car loan repayment calculator to help get a picture of your monthly, fortnightly or weekly repayments.

Do you provide secured and unsecured finance?

We mainly organise secured car loans for our clients as this is what most people come to us for. However, on the rare occasion, we can try to organise an unsecured car loan, but this may mean a higher interest rate than a secured loan and in certain areas, we can't provide unsecured loans at all.

What is a balloon payment and do you offer this?

Quite simply a balloon payment is where you choose to pay a "final payment" of a certain sum which effectively reduces your repayments for the life of the loan. When you reach the end of the loan period the "balloon amount" falls due and you can either pay it out or refinance the car loan and continue to pay the "balloon amount" off.

We do provide this service as it has become increasingly popular in recent years.

Do you provide car loans for businesses?

Yes, we can certainly help your business with car financing in the forms of:

  • Hire purchase
  • Chattel mortgage
  • Car finance lease
  • Company Cars and Novated car leasing

If your business operates in Ballarat just fill in an online application and we'll take it from there.

Car Dealerships in Ballarat

Ballarat Car Sales

Quality used car dealership servicing Ballarat.

Address: 426 Sutton Street, Ballarat, Victoria, 3356 Call: (03) 5332 2277

Ballarat's Cheapest Cars

Best quality cars, with lowest kilometres at the cheapest possible prices.

Address: 853 Howitt Street Wendouree VIC 3355 Call: (03) 5336 2158

Ballarat Toyota

New and used Toyota dealership in Ballarat.

Address: 11-19 Creswick Road, Ballarat VIC 3350 Call: (03) 5331 2666

Helpful Links for Ballarat Car Buyers