CarFinance.com.au can help you with a commercial hire purchase for your next vehicle. Whether you need a car, ute or van, we have access to a panel of lenders who offer commercial hire purchases.

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Car Hire Purchase

Car hire purchase is a form of rental agreement where the vehicle automatically become yours once all the terms of the agreement have been completed. This is in contrast with a car lease agreement where you have a number of options after the lease term is up.

Tax Advantages of Car Hire Purchase

With CarFinance.com.au’s panel of lenders, ownership of the vehicle remains with them until the final payment is made. For tax purposes though, you may be able to claim depreciation and interest on your business income. Talk to your accountant for more advice and information.

Upfront Deposits and Balloon Payment Options

We also offer the option of including an upfront deposit or trade-in so you can reduce your rental commitment. You can even set a balloon payment at the end of the term to acknowledge the equipment’s end value. You can also structure your rentals to clear the debt in full over the term of your hire purchase agreement.

At Car Finance, we work out on a repayment schedule to suit your needs as well as sourcing competitive car hire purchase rates in the industry.

If you're looking into a hire purchase agreement you can use our car hire purchase calculator to get an estimate of the cost of repayments*.

*Please note stamp duty varies state to state as well as balloon amount restrictions.

Why choose us

Low Interest Rates

Low Interest Rates

Select from among the lowest interest rates in the Australian market today

Fast approval

Fast approval

Our trained consultants will structure your finance for fast approval and minimal red tape

Reputable Australian Lenders

Reputable Australian Lenders

Choose leading finance products from our select panel of reputable Australian lenders

100%, NO-Deposit finance available

100%, NO-Deposit finance available

No deposit? No problem! We can help you finance the total amount for your new vehicle

You´re in complete control

You´re in complete control

We put you in the driver’s seat. You choose the car finance that suits you best

Flexible structure & terms

Flexible structure & terms

Terms from 12 to 84 months with fortnightly or monthly repayment options

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