Cairns Car Loans

Looking for a new or used car loan in the Cairns region? Whether you're after a performance vehicle, family car, or something to take off-road, you'll want the best car finance rate available.

That's where we come in! We will source the best and lowest car loan rate for you, so you can get the car you want without dealing with the banks.

Learn more about our financing options below or fill out our online application form for a pre-approved loan. We can help anyone get a great deal on a car loan, whether it's for personal or commercial use.

Tips on how to get a good car loan in Cairns

Securing a car loan in Cairns, a tropical paradise in Queensland, can be a straightforward process with the right approach. Whether you're eyeing a new vehicle to explore the coastal beauty or a used car for your everyday needs, here's a guide on how to get a car loan in Cairns:

Know Your Financial Situation:

Understand your current financial status. Calculate your income, expenses, and how much you can comfortably allocate to monthly car loan payments. This will give you a clear idea of the budget you're working with.

Check Your Credit Score:

Your credit score plays a significant role in determining the loan terms you'll be offered. Check your credit score and take steps to improve it if necessary. A higher score can lead to better interest rates.

Pre-Approval Process:

Seek pre-approval from lenders. This involves submitting your financial information for an initial assessment. Pre-approval gives you a clear understanding of the loan amount you're eligible for, helping you narrow down your options.

Determine Loan Type:

Understand the difference between secured and unsecured loans. Secured loans use the car as collateral, potentially leading to better interest rates. Unsecured loans might have higher rates due to the lack of collateral.

Choose Loan Term Wisely:

Select a loan term that aligns with your financial goals. Shorter terms generally result in higher monthly payments but lower overall interest costs.

Deposit Strategy:

Providing a deposit reduces the loan amount and can lead to better terms. Aim for a substantial deposit if possible, as it can positively impact your loan agreement.

Gather Necessary Documents:

Lenders will require documentation like proof of income, identification, and possibly proof of residence. Have these documents ready to streamline the loan application process.

Apply for the Loan:

Submit your loan application to the chosen lender. If you're seeking pre-approval from multiple lenders, make sure to do this within a short timeframe to minimise the impact on your credit score.

Review Loan Offers:

Once you receive loan offers, review them carefully. Compare interest rates, loan terms, and any additional fees associated with the loan.

By following these steps, you can navigate the process of getting a car loan in Cairns with confidence. Whether you're exploring the coastal roads or venturing into the hinterlands, your new or used car will be your ticket to experiencing the natural beauty and vibrant culture of this tropical paradise.

Best-selling vehicles in Cairns

In 2022, Queensland stood out as one of the two Australian states where utes took the lead. Let's delve into Cairns' top-selling cars for that year, along with the corresponding number of vehicles sold, as reported by

  1. Toyota HiLux – 14,171
  2. Ford Ranger – 7,337
  3. Mitsubishi Triton – 6,340
  4. Toyota RAV4 – 5,972
  5. Isuzu D-Max – 5,579
  6. Toyota LandCruiser Prado – 5,242
  7. Mazda CX-5 – 5,021
  8. Mitsubishi Outlander – 3,594
  9. Mazda BT-50 – 3,583
  10. MG MG3 – 3,419

If you’re thinking of buying any of these vehicles from a dealership, auction, or private seller, can assist you in getting a competitive interest rate on your car loan.

Road trip ideas in Cairns

Cairns, nestled in tropical North Queensland, offers a stunning backdrop for memorable road trips. From coastal beauty to lush rainforests, here are some road trip ideas to explore the Cairns region:

Great Barrier Reef Drive:

Embark on the iconic Great Barrier Reef Drive, hugging the coastline from Cairns to Cape Tribulation. Witness breathtaking ocean views, pristine beaches, and lush rainforests. Stop at Palm Cove, Port Douglas, and Mossman Gorge along the way.

Atherton Tablelands Loop:

Explore the Atherton Tablelands, a lush plateau dotted with waterfalls, crater lakes, and charming towns. Visit Millaa Millaa Falls, Lake Eacham, and the Curtain Fig Tree. Enjoy fresh produce from local markets.

Port Douglas and Daintree Adventure:

Drive to Port Douglas and venture into the Daintree Rainforest, the world's oldest tropical rainforest. Cross the Daintree River via ferry and explore attractions like the Daintree Discovery Centre and Cape Tribulation.

Waterfall Circuit:

Discover the Waterfall Circuit, which includes several stunning waterfalls. Visit Millaa Millaa Falls, Zillie Falls, and Ellinjaa Falls. The lush landscapes and refreshing swims make this circuit perfect for a day trip.

Cairns to Kuranda Scenic Route:

Take the scenic route from Cairns to Kuranda, a village nestled in the rainforest. Drive the Kuranda Range and explore Kuranda's markets, attractions, and the Skyrail Rainforest Cableway.

Gordonvale to Babinda Boulders Route:

Drive from Gordonvale to the enchanting Babinda Boulders. These natural swimming holes are nestled in the rainforest and offer a refreshing escape. The area is rich in Aboriginal culture and legends.

Remember to check weather conditions, road closures, and local regulations before embarking on your road trip. Cairns and its surrounding areas offer diverse landscapes and experiences, making every road trip an unforgettable adventure.

Cairns Car Dealerships

Get the best price and exclusive offers on new cars by starting online with If you prefer a physical dealership, explore the excellent options listed below.

Here are some Cairns car dealerships with their addresses, contact numbers, and websites:

Trinity Ford

Address: 94 McLeod St, Cairns City QLD 4870, Australia

Contact: +61 7 4050 5010


Cairns Car Broker

Address: 173 Aumuller Street, Bungalow, Cairns QLD 4870

Contact: 0413 127 802


Westco Motors BMW - Cairns

Address: 207/209 Newell St, Cairns City QLD 4870, Australia

Contact: +61 7 4044 4122


Cairns Honda

Address: 33 Anderson Street Cairns QLD 4870

Contact: 07 40319188


Cairns Holden

Address: 227/233 Mulgrave Rd Cairns City QLD4870

Contact: 1300 135 101


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