Geelong Car Loans

Getting a car loan in Geelong has never been easier with . Whether you're eyeing a sleek sedan, a rugged SUV, or a versatile hatchback, our platform simplifies the process of securing the right car loan for your needs and budget.

Whether you're a first-time buyer or looking to upgrade your current vehicle, our network of lenders ensures that you're offered competitive interest rates and flexible terms. Let us guide you through the process, making your dream of driving your ideal car in Geelong a reality.

Types of Car Loans in Geelong 

In Geelong, you have access to a range of car loan options tailored to your preferences and financial circumstances. These include:

Secured Car Loans

A secured car loan involves using the purchased vehicle as collateral. This often leads to lower interest rates, making it a popular choice. If you default on payments, the lender can repossess the vehicle to recover their funds.

Unsecured Car Loans

Unsecured car loans don't require collateral, but they might come with slightly higher interest rates due to the increased risk for the lender. This option is suitable for those who don't want to use their vehicle as security.

Fixed-Rate Car Loans

With a fixed-rate car loan, your interest rate remains constant throughout the loan term. This provides predictability in your monthly repayments, making budgeting easier.

Variable-Rate Car Loans

Variable-rate car loans have interest rates that can fluctuate with market conditions. While these loans might start with lower rates, they can change over time, affecting your monthly payments.

Novated Lease

A novated lease is an arrangement between you, your employer, and a leasing company. Your employer deducts lease payments directly from your salary, often resulting in tax benefits.

Chattel Mortgage

A chattel mortgage is a business finance option where the lender provides funds to purchase the vehicle. The vehicle is then used as security for the loan.

Second Chance Car Finance

If you have a less-than-perfect credit history, some lenders offer Second Chance Car Loans. These loans might come with higher interest rates due to the increased risk.

Each type of car loan has its own benefits and considerations. It's important to assess your financial situation, preferences, and the specific terms of each loan before making a decision. You may use our car loan calculator to estimate how much you’re going to spend when you decide take out an auto loan.

Best-selling vehicles in Geelong

There were about 237,775 cars sold in Victoria in the year 2022 according to the data by Here are the top selling vehicles in Victoria and the number of vehicles sold:

  1. Ford Ranger – 11,923
  2. Toyota HiLux – 10,193
  3. Toyota RAV4 – 7,223
  4. Mazda CX-5 – 6,474
  5. Mitsubishi Triton – 5,147
  6. Hyundai i30 – 4,896
  7. Isuzu D-Max – 4,371
  8. Hyundai Tucson – 4,152
  9. Toyota Corolla – 4,139
  10. Toyota LandCruiser Prado – 3,852

Are you considering of purchasing any of these vehicles from a dealership, auction, or private seller? is here to assist you in securing a competitive rate on your car loan.

Road trip ideas in Geelong

Geelong, located in Victoria, Australia, offers a plethora of road trip options that combine stunning landscapes, coastal beauty, and cultural experiences. Here are some road trip ideas to explore the charm of Geelong and its surroundings:

Great Ocean Road Adventure:

Embark on the iconic Great Ocean Road journey, starting from Geelong. Experience breathtaking coastal vistas, the famous Twelve Apostles, and charming towns like Lorne and Apollo Bay. This road trip is a must for nature enthusiasts and photography lovers.

Bellarine Peninsula Escape:

Discover the Bellarine Peninsula's hidden gems. Explore charming seaside villages like Queenscliff and Portarlington. Enjoy wine tasting at local wineries and indulge in fresh seafood along the way.

Geelong to Torquay Coastal Drive

Take a leisurely drive from Geelong to Torquay along the picturesque coastline. Stop at scenic lookouts, including Bells Beach, a world-famous surfing spot. Enjoy the coastal breeze and stunning ocean views.

Geelong to Queenscliff Heritage Route: 

Drive to Queenscliff through historic towns like Drysdale and Portarlington. Explore Queenscliff's maritime history, visit Fort Queenscliff, and enjoy a ferry ride to Sorrento on the Mornington Peninsula.

Geelong to Ballarat Cultural Trail:

Drive to Ballarat, known for its rich gold rush history. Visit the Sovereign Hill outdoor museum to experience life during the gold rush era. Explore the vibrant arts scene and enjoy local cuisine in Ballarat.

Geelong to Lorne Scenic Route:

Travel to Lorne via the inland route through the Otway Ranges. Discover lush rainforests, waterfalls, and scenic viewpoints. Lorne offers a relaxing beachside atmosphere.

Before embarking on your road trip, ensure to check road conditions, plan your accommodations, and respect local regulations. Geelong and its surroundings offer a wide range of experiences, making each road trip a unique adventure.

Geelong Car Dealerships

Get the best price and exclusive offers on new cars by starting online with If you prefer a physical dealership, explore the excellent options listed below.

Here are some Geelong car dealerships with their addresses, contact numbers, and websites:

Geelong Mazda

Barry Bourke Motors

Prestige Jayco Geelong

Bay City Holden

Geelong Isuzu UTE

Alan Mance Nissan

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