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Car Loans in Regional Victoria

Looking to buy a car in Victoria? You’ll want the best car loan rate you can find. Get on the Great Ocean Road sooner with a loan from Car Finance - we're able to provide competitive rates and pre-approved loans for your new vehicle purchase throughout Victoria.

Whether you’re in Melbourne, the Grampians, Gippsland or anywhere in between, Car Finance can help you shop with confidence by offering fast turnaround on pre-approved car loans. 

Do you finance new and used cars?

Both! We offer financing for new and used cars, helping you with all the details necessary to finalise the loan. If you’re purchasing from a local dealership we can organise the finance as well as how the deal comes together, helping to get you behind the wheel of your dream car, faster.

We can also assist with organising car loans for private sales, facilitating in the whole process to ensure all parties are taken care of.

While you’re thinking about it, why not make the most of our car finance calculator to get an idea of your monthly, fortnightly or weekly repayments? You can call us for a more accurate idea of the interest rates you are eligible for, or you can apply online.

Do you provide secured and unsecured finance?

Yes and no. We mostly offer secured car finance for our clients in Victoria as this is what they come to us for.

That said, we do on rare occasions organise unsecured car loans, though it often results in a higher interest rate than what you’d expect from a secured loan. You should also keep in mind that in some cases an unsecured loan is simply not possible.

What is a balloon payment and do you offer this?

Balloon payments have become popular in Victoria, which is why we offer it to our clients.

A balloon payment is basically where you designate a “final payment” amount that reduces your repayments for the life of the loan. At the end of the loan term you have the option of either paying out the “balloon amount”, or refinancing the car loan to continue paying off the balloon amount.

Do you provide car loans for Victorian businesses?

We offer a number of options for our business car financing in Victoria, no matter how regional your location or what your business is. Business finance options include:

Feel free to contact us if you have any questions, or fill in an online application and we'll take it from there.

Helpful Links for Car Buyers in Victoria

Watch this video for info info about transferring vehicle registration in Victoria

  • Suncorp Bank
  • AFS
  • CIL Insurance