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Newcastle Car Loans

Newcastle is ideally situated with so much to see and do, just a short drive away from the city centre. Buying a new or used car will give you access to some of the best beaches on the east coast, National Parks, restaurants, and even Sydney is just a couple of hours away by car.

If you're looking for car finance in the Newcastle area you want the best rate available. will work hard to get you the best interest rate possible for your car loan.

Do you finance new and used cars?

Yes, we can provide car financing for new and used vehicles and can help you with all the necessary details to finalise the loan. If you're purchasing from a Newcastle car dealer we can organise the finance, even a pre-approved loan, as well as how the deal comes together. We can also help to organise a car loan for private sales and facilitate that process so that all parties are taken care of.

Find out your monthly, fortnightly or weekly repayment amount using our quick and easy car loan repayment calculator. Call us for a more accurate indication of the interest rate you are eligible for or apply online.

Do you provide secured and unsecured finance?

We mainly organise secured car loans for most clients as this is what most people come to us for, however on the rare occasion we can try to organise an unsecured car loan but this may mean a higher interest rate than a secured loan and in certain areas, we can't provide this type of loan.

What is a balloon payment and do you offer this?

Quite simply a balloon payment is where you choose to pay a "final payment" of a certain sum which effectively reduces your loan repayment for the life of the loan. When you reach the end of the loan period the "balloon amount" falls due and you can either pay it or refinance the car loan and continue to pay the "balloon amount" off.

We do provide this service as it has become increasingly popular more recently.

Do you provide car loans for businesses?

Yes, we can certainly help with your business car financing in the forms of:

Just fill in an online application and we'll take it from there.

Newcastle Car Dealerships

Helpful Links

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  • CIL Insurance