Newcastle Car Loans

Newcastle is ideally situated with so much to see and do, just a short drive away from the city centre. Buying a new or used car will give you access to some of the best beaches on the east coast, National Parks, restaurants, and even Sydney is just a couple of hours away by car.

If you're looking for car finance in the Newcastle area you want the best rate available. will work hard to get you the best interest rate possible for your car loan.


Do you finance new and used cars?

Yes, we can provide car financing for new and used vehicles and can help you with all the necessary details to finalise the loan. If you're purchasing from a Newcastle car dealer we can organise the finance, even a pre-approved loan, as well as how the deal comes together. We can also help to organise a car loan for private sales and facilitate that process so that all parties are taken care of.

Try our quick and easy car loan repayment calculator to find your monthly, fortnightly or weekly repayment amount. Call us for a more accurate indication of the interest rate you are eligible for or apply online.

Do you provide secured and unsecured finance?

We mainly deal with secured car loans for most clients as this is what most people come to us for, however on the rare occasion we can organise an unsecured car loan but it will come with a higher interest rate than a secured loan and in certain areas, we can't provide unsecured loan option.

What is a balloon payment and do you offer this?

Quite simply a balloon payment is where you choose to pay a "final payment" of a certain sum which effectively reduces your loan repayment for the life of the loan. When you reach the end of the loan period the "balloon amount" falls due and you can either pay it or refinance the car loan and continue to pay the "balloon amount" off.

We do provide this service as it has become increasingly popular more recently.

Do you provide car loans for businesses?

Yes, we can certainly help with your business car financing in the forms of:

  • Hire purchase
  • Chattel mortgage
  • Car finance lease
  • Company cars and Novated car leasing

Just fill in an online application and we'll take it from there.

Newcastle Car Dealerships

Newcastle Vehicle Exchange

Offers only the finest used cars for sale in Newcastle.

262-266 Turton Road New Lambton NSW 2305 - (02) 4952 1200


Over 6 dealership locations and makes around Newcastle and Hamilton.

  1. Kloster BMW: 934 Hunter St, Newcastle West, NSW 2302 - 1300 578 928
  2. Kloster Ford: 18 Tudor St, Hamilton NSW 2303 - 1300 359 156
  3. Kloster Honda: 24 Tudor St Hamilton NSW 2303 - 1300 370 686
  4. Kloster Hyundai: 18 Tudor St, Hamilton East NSW 2303 - 1300 376 766
  5. Kloster Mini Garage: Tudor Street & Railway Street - (02) 4922 0590
  6. Kloster Mitsubishi: 49 Tudor Street, Hamilton, NSW 2303 - 1300 377 540
  7. Kloster Nissan: 33 Tudor St, Hamilton NSW 2303 - 1300 377 507

Helpful Links