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Private Vehicle Financing

Here at, we specialise in private sales for cars, bikes, caravans, trucks and even business equipment across Australia!

With private sales being the single biggest market for car sales in Australia, we understand what our client’s needs are, and the vendor requirements, with your needs always in mind. Not only are we specialists in private sales, but we also make it quick and easy, ensuring the prospective vehicle is checked for any encumbrances, written off or stolen status through a national register (PPSR register). 

What We Provide

In all cases, we will protect your interest by providing a number of completely free services to ensure your purchase is quick, simple and without fuss. In all cases of a private car or bike sale we provide;

  • FREE Inspection of the vehicle - this not a mechanical inspection, but one to ensure all identifiers are correct such as engine, VIN, registration and kilometres numbers are correct.
  • FREE PPSR certificate (Personal Property Security Register) - ensuring there is no interest in the vehicle by any other finance companies.
  • FREE Vehicle Write Off Report - ensuring the vehicle has never been written off by an insurance company and repaired for resale by some else.
  • Several choices of coverage on Insurance – all our insurance and warranty products are tried, tested and approved by Car Finance.
  • Conduct process and payout procedure – should there be any interest in the vehicle with any finance company in AUSTRALIA.
  • Liaise with the Vendor – ensuring the seller has the right to sell the vehicle. Upon satisfying our requests, Car Finance and Bike Finance will arrange EFT of the proceeds into the seller’s nominated account, eliminating potential delays in delivery.

Car Finance and Bike Finance takes no responsibility or legal obligation for any loss that the purchaser may incur in the future.

Purchasing a vehicle? Take a look at our four-part series: A Beginners Guide To Car Shopping

We can provide car finance in all major cities including: Sydney, Perth, Melbourne, Brisbane and the Gold Coast. We also provide car loans to individuals all over Australia and can help anyone in regional areas. Call us 1300 88 00 78 or apply online.

  • Suncorp Bank
  • AFS
  • CIL Insurance