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Sydney Car Loans

Need a new car to get you from A to B? Or perhaps you're after something more luxurious to get you on the open road. No matter what your dream car is CarFinance.com.au can help you get the lowest car loan rate available in Sydney. Read on below for some common queries we receive regarding car financing.

Do You Finance New & Used Cars?

Yes, we can provide financing for new and used vehicles in Sydney, and can help you with all the necessary details to finalise the loan.

If you're purchasing from a Sydney car dealership we can organise the finance, as well as how the deal comes together. We can also help arrange loans for private car sales and facilitate the entire process so that all parties are taken care of promptly and efficiently.

What About Car Loan Comparison Websites?

Seriously, don't waste your time looking at car loan comparison rate websites. These sites are purely setup to make money off referrals to lenders and they give generic auto finance interest rate information which may not even apply to your particular situation. We have access to a wide range of lenders who all have a variety of lending criteria and we will work with the lender to get you the right finance package.

One other issue you can also run into if you go it alone and apply with a number of different lenders, is that this can potentially flag you as a credit risk. This is because each new finance application is recorded on your credit record which can have an adverse effect. This can then potentially land you with a higher interest rate loan!

You can get indicative monthly, fortnightly or weekly repayment amount by using our quick and easy car loan repayment calculator but really if you want a more accurate idea of the kind of car loan interest rate you are eligible for you're better off giving us a call. Alternatively you can apply online and we'll try to secure you the best deal to suite your circumstances.

Do you provide secured and unsecured finance?

CarFinance.com.au predominantly organise secured car loans for most of our clients as this is what most people come to us for, however on the rare occasion we can try to organise an unsecured auto loan. Keep in mind that this may mean a higher interest rate than a secure loan and in certain circumstances we can't provide this type of loan.

What is a balloon payment and do you offer this?

A balloon payment is where you choose to pay a "final payment" of a certain sum which effectively reduces your loan repayment for the life of the loan. When you reach the end of the loan period the "balloon amount" is due and you can either pay it or refinance the car loan and continue to pay the "balloon amount" off.

We do provide a balloon payment option in Sydney as it has become increasingly popular. View some of the benefits of balloon payments here. 

Do you provide car loans for Sydney businesses?

Yes, we can certainly help your business with car financing in the forms of:

Just fill in an online finance application or call us 1300 880 078 and we'll help you with your business car finance.

Sydney Car Dealerships

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