Melbourne Car Loans
Melbourne is at the doorstep of some of Australia's best scenic drives, from the Grampians to Great Ocean Road, making it a driver's paradise. If you're looking for a new car in the Melbourne region then you've come to the right place. CarFinance.com.au offers the best interest rates and will be there with you every step of the way, from your initial application to the moment the car keys are in your hands.
Car Finance - New & Used Cars
We can offer car financing for new and used vehicles and will help you with all the necessary details to finalise the loan. If you're purchasing from a car dealership in Melbourne we can organise the finance as well as how the deal comes together, liaising between both parties to allow for a smooth transaction.
We can also help arrange a loan for private car sales and can facilitate that process so that all parties are taken care of, including the vehicle inspection and checks for any written off or stolen status through a national register (PPSR).
Use our handy car loan calculator to help you get a picture of your monthly, fortnightly or weekly repayments.
Secured or Unsecured Finance?
We mainly organise secured car loans for most clients as this is what most people come to us for however on the rare occasion we can try to organise an unsecured car loan but this may mean a higher interest rate than a secure loan and in certain areas we can't provide this type of loan.
A balloon payment is where you choose to pay a "final payment" of a certain sum which effectively reduces your overall loan repayments for the life of the loan. When you reach the end of the loan period the "balloon amount" falls due and you can either pay it or refinance the car loan and continue to pay the "balloon amount" off.
We do provide this service as it has become increasingly popular - try our calculator above using a Balloon Amount to get an idea of how it works.
Business Car Loans
CarFinance.com.au provide a range of finance solutions for businesses in Melbourne, no matter if you need a totally new fleet or a company car. Find out more about our individual business finance options below:
Just fill in an online application and we'll take it from there.
Melbourne Car Dealerships
Helpful Links for Melbourne Car Buyers
- Information about buying and selling a car in Victoria.
- Download a transfer of registration form.
- PPSR (Personal Properties Securities Register) vehicle search for any outstanding loans on the vehicle you are looking at purchasing.
- Motor Vehicle Scam & 'Buyer Beware' information for Victorian motorists looking at purchasing a new or used car.